Ready-to-use investing prompts to research stocks, analyze risks, build portfolios & boost ROI with ChatGPT’s smart financial thinking.
If you’re an investor, financial advisor, or market researcher, using ChatGPT to speed up investment analysis is a game-changer. From breaking down complex stock reports to building diversified portfolios and risk models, these ChatGPT investing prompts save hours of research, improve decision-making, and help you stay ahead in volatile markets. Whether you’re managing a six-figure portfolio or just starting your financial journey, this prompt library is your AI-powered investing assistant — optimized for precision, performance, and profits.
Act as a professional financial analyst. Analyze the following stock based on key indicators like P/E ratio, EPS growth, revenue trends, debt levels, and future outlook. Provide a SWOT analysis, current valuation assessment, and a buy/hold/sell recommendation.
[Stock Ticker or Company Name]: {{insert}}
Output structure:
- Company Overview
- Financial Highlights
- SWOT Analysis
- Valuation Insights
- Final Verdict with Justification
Act as Benjamin Graham-style value investor. Identify undervalued stocks in the current market that meet these criteria:
- Low P/E and P/B ratio
- Consistent earnings
- Low debt
- Strong moat
Explain the rationale behind each pick. Include intrinsic value calculations using DCF method for each stock.
Output:
1. Stock Name
2. Key Ratios
3. Moat or Advantage
4. DCF Valuation Estimate
5. Investment Rationale
Act as a certified financial advisor. I want you to assess my risk profile based on the inputs I provide. Then recommend the ideal asset allocation (stocks, bonds, crypto, real estate, etc.) for long-term investment goals.
Inputs:
- Age: {{insert}}
- Monthly Income: {{insert}}
- Financial Goals: {{insert}}
- Risk Tolerance (1-10): {{insert}}
Output:
- Risk Type: (e.g., Conservative, Balanced, Aggressive)
- Suggested Asset Allocation
- Notes on Rebalancing
Act as an expert portfolio manager. Review my current investment portfolio and suggest optimization strategies to reduce risk and improve returns. Consider diversification, sector exposure, and time horizon.
Portfolio:
- Stock A: {{amount/invested}}
- Stock B: {{amount/invested}}
- ETF C: {{amount/invested}}
- Crypto D: {{amount/invested}}
- Real Estate: {{amount}}
Output:
- Portfolio Health Score
- Diversification Analysis
- Risk Adjusted Return Comments
- Rebalancing Suggestions
Act as a macroeconomic strategist. Analyze current global economic trends (inflation, interest rates, geopolitical events, etc.) and recommend investing strategies based on them. Highlight high-potential sectors and ETFs that align with these trends.
Output:
- Key Macro Trends
- Investment Thesis per Trend
- Recommended Sectors & ETFs
- Risk Assessment per Strategy
Act as a quantitative investor. Help me backtest this investment strategy using historical performance data.
Strategy Description: {{insert strategy}}
Backtesting Period: {{insert years}}
Benchmarks: {{S&P 500 or other index}}
Output:
- CAGR (Compounded Annual Growth Rate)
- Maximum Drawdown
- Volatility
- Sharpe Ratio
- Recommendation
Act as a dividend income investor. List top 5 dividend-paying stocks based on:
- Dividend Yield
- Dividend Growth History
- Payout Ratio
- Financial Health
Include dividend reinvestment (DRIP) projection over 5 years for $10,000 investment.
Output:
- Stock Name
- Yield %
- Growth Forecast
- 5-Year DRIP Projection
Act as an ESG (Environmental, Social, Governance) investing expert. Recommend ethical companies and ETFs that align with sustainable investing values and show strong financials.
Preferences:
- Environmental: (Yes/No)
- Social Impact: (Yes/No)
- Governance Scores: (Important/Neutral)
Output:
- Top ESG Picks
- ESG Score Breakdown
- Financial Health
- Why It’s a Good Pick
Act as a long-term wealth advisor. Based on my age, income, and financial goals, create a 10-year investment roadmap with suggested annual targets, investment products, and milestones.
Inputs:
- Age: {{insert}}
- Income: {{insert}}
- Desired Wealth in 10 Years: {{insert}}
- Monthly Investment Capability: {{insert}}
Output:
- Year-by-Year Plan
- Asset Recommendations
- Expected ROI
- Lifestyle Advice
Save time, make smarter decisions, and grow your portfolio — copy, paste, and profit from these ChatGPT investing prompts now.
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